(318) 340-9656


MyCentric Online Banking

Access your account all day, every day with the simple click of a mouse! 


  • View account balances
  • View account transaction histories
  • Download account histories
  • View and print account statements
  • Transfer funds between accounts
  • Access Bill Payer
  • Make a payment on your CENTRIC VISA
  • Re-order checks (with no changes)
  • View copies of cleared checks
  • View loan summary details
  • Make loan payment(s)
  • Get loan information, including estimated monthly payments on new loans
  • Apply for a loan
  • Use the Message Center feature to send and receive messages to CENTRIC
  • Apply for Online Banking

Please note:

  1. Must have a CENTRIC account in good standing
  2. Must have computer hardware and software sufficient to access the internet
  3. Member is responsible for installation, maintenance, and operation of the computer and browser software


Bill Payer

Pay bills from the convenience of your computer!  With CENTRIC’s Bill Payer, there’s no need to write checks, buy stamps or wait for the mail to run.


  • Log on to MyCENTRIC Online Banking to access Bill Payer
  • Create and edit a list of merchants for easy transaction entry
  • Easily control your payment amounts and processing dates
  • Use the Pending Payments feature to verify payment details, make changes and/or cancel payments
  • Use the View Payment History feature to review payments made in the past 90 days
  • Must have access to MyCENTRIC Online Banking
  • Must have a CENTRIC account in good standing
  • Must have an active checking account (Share Draft)
  • Must have computer hardware and software sufficient to access the internet
  • Member is responsible for installation, maintenance, and operation of the computer and browser software


Access the cash in your CENTRIC account 24/7, worldwide from an ATM!


  • CENTRIC debit and ATM cards are accepted at any ATM in the Credit Union, Cirrus, Exchange, Impact, Plus, VISA, or Pulse Networks, worldwide.
  • No limit to the number of cash withdrawals made in any one day
  • No limit on the number of POS transactions made in any one day
  • Maximum withdrawal of $350 from POS terminals per day, provided there are sufficient funds in your account
  • Make a deposit at any CENTRIC ATM and receive next business day availability of the first $200.00
  • Free transactions at all CENTRIC ATMs and any ATM with the logos CUHere or MoneyPass
  • Click the logos below to find a surcharge free ATM near you!

ATM Locations

1091 Thomas Road
West Monroe, LA

710 Hwy 165 N.
Monroe, LA

2353 Arkansas Road
West Monroe, LA

1514 Eagle Drive
Ruston, LA

503 McMillan Road
West Monroe, LA

(Entergy staff only)
2901 Cypress Street
West Monroe, LA

1207 N. Service Road East
Ruston, LA

1771 Lamy Lane
Monroe, LA

1027 Glenwood Drive
West Monroe, LA

3423 Cypress St.
West Monroe, LA 71291

1705 Louisville Ave.
Monroe, LA 71201

2901 Sterlington Rd.
Monroe, LA 71203


VISA Credit Card

A CENTRIC VISA Credit Card offers no annual fee and fixed rates as low as 9.9%. Plus, unlike a bank issued credit card, merchant fees paid to CENTRIC are returned to Members in the form of higher dividends.


  • Fixed interest rate, calculated with simple interest
  • No annual fee
  • No cash advance fee
  • 25 day grace period for purchases
  • Worldwide acceptance
  • Extra Awards points program
  • Eligibility based on job tenure, credit history, and income

*Please see a Member Service Representative to apply.

VISA TravelMoney

Have convenient and secure funds while you travel!  VISA TravelMoney is a prepaid, reloadable VISA debit card that offers a safer and more convenient alternative to cash and traveler’s cheques. 

Accepted at more than 25 million merchants worldwide.  Obtain local currency at over 1 million VISA ATMs worldwide. 

To report a lost or stolen card and obtain a replacement, call 1-800-VISA-911.  From outside the U.S. call 0-410-581-9994.

VISA Gift Cards

Not sure what gift to give?  Money is always the right size and color!  CENTRIC offers VISA Gift Cards that are accepted all over the world. 

If lost or stolen, VISA will quickly and fully reimburse the amount as part of its international guarantee.

See our fee schedule for current Gift Card fees.

Extended Warranty

As a CENTRIC Member, you can save as much as 50% off an extended warranty for your new or used vehicle financed through CENTRIC.

Extended warranties are available for all makes and models of vehicles, up to 100,000 miles, and benefits include allowances for towing, travel expenses, care rental, and repairs.

Our policies are backed by Route 66 Extended Warranty.

Member Cellular Discounts with Sprint

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