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- the basics
Be a smart investor and diversify! Share certificates offer sure returns at fixed, competitive rates. It's an easy way to meet short-term financial goals.
We offer various terms, depending on your financial needs. With different payout options, you'll find this is a smart addition to your savings portfolio.
- Earn higher rates than regular savings
- Rates are fixed throughout term length
- Terms range from 6 to 60 months
- Dividend may be paid to
- The certificate
- Another account
- A check to the Member
- Use as collateral to secure a loan
- Penalty for early withdrawal applies
- NCUA insured up to $250,000
- Different types available for different needs
- Choice Certificate pays higher rates than Regular Share Certificates
- Jumbo Certificates require a $50,000 minimum opening deposit