Cover costs without draining your savings. Bank better, live better — apply online today.

Details
  • Competitive rates for a number of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Education expenses
    • Personal projects
    • And more!
  • Flexible terms for affordable payment plans
  • Loans based on job tenure, credit history, and income
  • Ability to make auto-payments
  • Local North Louisiana decision-making and processing
  • Attentive, friendly service from start to finish
Loan Options

Signature Loan

  • Unsecured loan (no collateral required)
  • Loan amounts from $100 up to $5000 (or $10,000 with a joint applicant)
  • Fixed interest rate
  • Terms up to 36 month
  • Payments can be made with automatic transfer

Share Secured Loan

  • Secured with your Centric Share Savings Account
  • Loan amount determined by balance of account used as collateral
  • Fixed interest rate
  • Interest rate is 3% above dividend rate of funds to be secured
  • Terms up to 24 months
  • Payments can be made with automatic transfer

Share Certificate Secured Loan

  • Secured with your Share Certificate Account
  • Loan amount determined by balance of account used as collateral
  • Fixed interest rate
  • Interest rate is 2% above dividend rate of funds to be secured
  • Terms determined by maturity date of Certificate
  • Payments can be made with automatic transfer