We make it so easy to earn the highest rate that you're probably doing most of these things already. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:
That covers it! If for some reason you don't meet the monthly qualifications, don't worry. Your account is still free and you still earn our base dividend rate. You can get back to earning your full rewards the very next Monthly Qualification Cycle!
*APY=Annual Percentage Yield. APYs accurate as of 04/15/2019. Rates may change after account is opened. Minimum to open is $25.00 for Kasasa Cash and $25.00 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) balances up to $15,000 receive APY of 3.25%; and (3) balances over $15,000 earn 0.2497% dividends rate on the portion of the balance over $15,000, resulting in 3.25% to 0.64% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one business day prior to the first business day of the current statement cycle through one business day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Dividends earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual dividends amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $50,000 in Kasasa Saver receive an APY of 1.01%; and (2) balances over $50,000 in Kasasa Saver earn 0.25% dividends rate on portion of balance over $50,000, resulting in 1.01% to 0.50% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. Transfers between accounts do not count as qualifying transactions. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.
**Data charges may apply.