Membership Fee
Membership Application Fee $3
Per Value of One Share $5
Share Savings Accounts
Basic Savings and Kidz Saver 2 Free withdrawals per month
$5/transaction if more than 2 withdrawals
Santa / Vacation Savers Early withdrawal penalty of $15
Checking Accounts
Basic Checking 1 Free per Member
Additional Basic Checking Account(s) $6/month if balance falls below $500
Max Money Checking $8/month if balance falls below $2,500
$5/withdrawals over two (2)
Other Account Fees
NSF (Paid or Returned) $28/item
Overdraft Transfer $5 per transfer
Stop Payment (checks & ACH) $28/item
Stop Payment (Bill Payer Item) $30/request
Deposited Item Return $28/item (for consumer)
$5/item (for business account)
Account Closed within 90 days $5
Inactive Savings Account* $3/month

*Applies to Members with no activity for 1 year, a total relationship of less than $200, and/or no active loan.

Account Reconciliation $20/hour
Account Research $20/hour
Statement Copy $5/copy
Additional $0.50 if mailed
Account Activity Update $3/printout (plus an additional $0.50 if mailed)
Check Photocopies First ten (10) are free, Subsequent copies $3/check
Bill Payer Payment Photocopies $15/item
Legal Process $25/item
Wire Transfer (Domestic) $8/incoming, $15/outgoing
Wire Transfer (Foreign) $40/outgoing
Photo copies $0.25/Page
Debit Card/ATM Fees
ATM Withdrawal/Transfer $1/item at nonproprietary ATMs
Additional/replacement cards 2 Free then $5/card
Business Account Fees
Basic Business Checking FREE
Business Checking Plus $12/month if balance falls below $2,500
Business Money Market $12/month if balance falls below $4,000
Processed Basic Business Checking items 200 Free per month then $0.25/item
Processed Business Checking Plus items 300 Free per month then $0.25/item
Business Money Market transactions 6 Free per month then $5/additional transfer/withdrawal
Other Service Fees
Check Cashing $5/check if member does not have a checking, loan or $200 balance in shares
Money Order $2/order
Official Check $5/check
VISA Gift Card $3.50/Card
Fax Service $3
Checks Made Payable to Others $5/check
Change of Ownership $5/item
Return Address $5/month
P.O. Notification Update Address $1
Tax Levy $25/assessment
Loan Processing Fees
Unsecured & Share Loan $35
Secured Loan $50
Safe Deposit Box Fees
Annual Rental Size 3x5 $20/year
Annual Rental Size 5x5 $25/year
Annual Rental Size 3x10 $30/year
Annual Rental Size 5x10 $50/year
Annual Rental Size 10x10 $80/year
Change of Locks Cost incurred
Drilling of Boxes Cost incurred
Complimentary Services
Vehicle Pricing FREE
Notary Service FREE (Optional: $5 donation to Scholarship Fund)
Telephone Banking FREE
MyCentric Online Banking Access FREE
Bill Payer Payments/Access FREE
Medallion Stamp FREE