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15 Month Certificate Special

Give Your Savings a Place to Grow

Give Your Savings a Place to Grow

Looking for a way to grow your savings at a fixed rate? Centric Credit Union’s 15-Month Certificate offers 4.30% APY* on funds you can set aside for the next 15 months.

Unlike a Money Market Savings account, which keeps your funds accessible, a Certificate lets you lock in a fixed rate for the full term. It’s a simple way to put money you don’t need right away to work toward your savings goals.

15-Month Certificate Benefits

  • 4.30% APY* – Earn a competitive annual percentage yield for 15 months.
  • Fixed rate – Lock in your rate for the full certificate term.
  • $1,000 minimum deposit – Get started with a minimum opening deposit of $1,000.
  • Flexible dividend options – Have dividends deposited into your Certificate, transferred to another account, or paid by check.
  • Multiple savings goals – Open multiple Certificates to organize savings for different goals.

Make More of Your Savings

You don’t have to choose between keeping your Money Market Savings account open and earning a fixed return on additional savings. Keep your Money Market account for accessible funds and use a 15-Month Certificate for money you can set aside.

Whether you’re saving for a future purchase, building toward a major milestone, or simply looking for a predictable way to grow your money, Centric can help you make a plan that fits your goals.

Ready to give your savings a place to grow? Explore Centric’s 15-Month Certificate and see how a fixed-rate savings option can fit into your financial plans.

 

Find the Right Balance

  Money Market
Savings
15-Month
Certificate
Access Funds remain accessible Funds are set aside for 15 months
Best For Money you may need Money you can leave untouched

*APY = Annual Percentage Yield. 4.30% APY is accurate as of September 28, 2026. Minimum deposit to open and earn APY is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Rates and terms are subject to change without notice. Federally insured by NCUA.

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