Give Your Savings a Place to Grow
Looking for a way to grow your savings at a fixed rate? Centric Credit Union’s 15-Month Certificate offers 4.30% APY* on funds you can set aside for the next 15 months.
Unlike a Money Market Savings account, which keeps your funds accessible, a Certificate lets you lock in a fixed rate for the full term. It’s a simple way to put money you don’t need right away to work toward your savings goals.
15-Month Certificate Benefits
- 4.30% APY* – Earn a competitive annual percentage yield for 15 months.
- Fixed rate – Lock in your rate for the full certificate term.
- $1,000 minimum deposit – Get started with a minimum opening deposit of $1,000.
- Flexible dividend options – Have dividends deposited into your Certificate, transferred to another account, or paid by check.
- Multiple savings goals – Open multiple Certificates to organize savings for different goals.
Make More of Your Savings
You don’t have to choose between keeping your Money Market Savings account open and earning a fixed return on additional savings. Keep your Money Market account for accessible funds and use a 15-Month Certificate for money you can set aside.
Whether you’re saving for a future purchase, building toward a major milestone, or simply looking for a predictable way to grow your money, Centric can help you make a plan that fits your goals.
Ready to give your savings a place to grow? Explore Centric’s 15-Month Certificate and see how a fixed-rate savings option can fit into your financial plans.
Find the Right Balance
*APY = Annual Percentage Yield. 4.30% APY is accurate as of September 28, 2026. Minimum deposit to open and earn APY is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings. Rates and terms are subject to change without notice. Federally insured by NCUA.
Become a Member >
Print | Share | Questions
