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Real Estate Loan

Trust your hometown mortgage lender, a full-service team for all of your mortgage needs.

DETAILS

  • Competitive rates
  • Flexible terms for affordable payment plans
  • Loan amount and terms based on job tenure, credit history, and income
  • Helpful loan advisors with working knowledge of the local real estate market
  • Local decision-making and processing
  • Easily submit all documents securely online

Loan Programs

  • Conventional – Conventional loans are mortgages that are not insured or guaranteed by the federal government.
  • VA – The U.S. Department of Veterans Affairs (VA) guarantees VA loans. These guarantees allow veterans to obtain home loans with favorable terms (usually without a down payment).
  • USDA – The U.S. Department of Agriculture (USDA) guarantees loans to help make homeownership possible for low-income buyers in rural areas nationwide. These loans require little to no money down for qualified borrowers, as long as properties meet the USDA’s eligibility rules.
  • FHA – FHA loans are backed by the Federal Housing Administration (FHA). They’re meant for borrowers with smaller down payments and lower credit scores, who are unable to be approved for a conventional loan.
  • Home Equity Line of Credit – HELOCs use the equity in your home—that is, the difference between your home’s value and your mortgage balance—as collateral.
  • Land Purchase – A residential lot or land loan allows you to purchase the land you’ve always dreamed of.
  • Stand Alone Mobile Home – A mobile or manufactured home that does not include a land purchase.

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