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Business Certificates

Get rewarded for your success!

Business Share Certificate

Earn guaranteed returns and enjoy lower loan rates with a Centric FCU share certificate.

Details

  • Pays a higher rate than regular savings
  • Rates are fixed and in effect for the term of the account
  • Terms available from 3 to 60 months
  • Dividends can be paid monthly or at maturity
  • Dividends can be paid to the Certificate, another account, or by check to the Member
  • Certificate(s) can be used to secure Centric Share loans at the low rate of certificate rate plus 2%
  • Early withdrawal penalty applies*
  • Deposits federally insured up to $250,000 through the NCUA
  • $1,000 minimum opening deposit

 

Get Started

Contact Matthew Waldroup, SVP Business Services, Patrick May, VP Business Services, today, at (318) 340-9656 or email them at mwaldroup@mycentric.org or pmay@mycentric.org to set up your Centric Business Certificate.

Choice Business Certificate

Consider this our loyalty program. Open a business checking account and earn even higher rates.

Details

  • Only for Members with a Centric business checking account
  • Pays a higher rate than Regular Business Certificates
  • Rates are fixed and in effect for the term of the account
  • Terms available from 3 to 60 months
  • Dividends can be paid monthly or at maturity
  • Dividends can be paid to the Certificate, another account, or by check to the Member
  • Certificate(s) can be used to secure Centric Share loans at the low rate of certificate rate plus 2%
  • Early withdrawal penalty applies*
  • Deposits federally insured up to $250,000 through the NCUA
  • $1,000 minimum opening deposit

 

Get Started

Contact Matthew Waldroup, SVP Business Services, Patrick May, VP Business Services, today, at (318) 340-9656 or email them at mwaldroup@mycentric.org or pmay@mycentric.org to set up your Centric Choice Business Certificate.

Jumbo Business Certificate

Get rewarded for your success — earn even higher dividends on deposits of $50,000 or more.

Details

  • Pays a higher rate than regular savings
  • Rates are fixed and in effect for the term of the account
  • Terms available from 3 to 60 months
  • Dividends can be paid monthly or at maturity
  • Dividends can be paid to the Certificate, another account, or by check to the Member
  • Certificate(s) can be used to secure Centric Share loans at the low rate of certificate rate plus 2%
  • Early withdrawal penalty applies*
  • Deposits federally insured up to $250,000 through the NCUA
  • $50,000 minimum opening deposit

 

Get Started

Contact Matthew Waldroup, SVP Business Services, Patrick May, VP Business Services, today, at (318) 340-9656 or email them at mwaldroup@mycentric.org or pmay@mycentric.org to set up your Centric Jumbo Business Certificate.

Membership eligibility required. Not all applicants will qualify for credit.

*The penalty for early withdrawal is half the term calculated within the number of days worth of dividends.

Contact Our Business Team

Become A Member

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Matt Waldroup
SVP, Business Services
NMLS #1178014

patrick may photo

Kalynda Cook
AVP | Treasury Management
MidCity | Monroe

patrick may photo

Patrick May
VP | Business Services
Thomas Rd. | West Monroe
NMLS #1152768

Erica Wheelis
Business Lending Assistant
Thomas Rd. | West Monroe
NMLS #732756

patrick may photo

Matt Wise
VP | Business Services
MidCity | Monroe
NMLS #2561721

patrick may photo

Victoria Sullivan
AVP | Business Services
Ruston
NMLS #1745524

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