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Business Certificates

Get rewarded for your success!

Business Share Certificate

Earn guaranteed returns and enjoy lower loan rates with a Centric FCU share certificate.

Details

  • Pays a higher rate than regular savings
  • Rates are fixed and in effect for the term of the account
  • Terms available from 3 to 60 months
  • Dividends can be paid monthly or at maturity
  • Dividends can be paid to the Certificate, another account, or by check to the Member
  • Certificate(s) can be used to secure Centric Share loans at the low rate of certificate rate plus 2%
  • Early withdrawal penalty applies*
  • Deposits federally insured up to $250,000 through the NCUA
  • $1,000 minimum opening deposit

 

Get Started

Contact Billy Hance, VP Business Development, Patrick May, AVP Business Services, or Alisha Young, Business Services today, at (318) 340-9656 or email them at bhance@mycentric.org, pmay@mycentric.org, or ayoung@mycentric.org to set up your Centric Business Certificate.

Choice Business Certificate

Consider this our loyalty program. Open a business checking account and earn even higher rates.

Details

  • Only for Members with a Centric business checking account
  • Pays a higher rate than Regular Business Certificates
  • Rates are fixed and in effect for the term of the account
  • Terms available from 3 to 60 months
  • Dividends can be paid monthly or at maturity
  • Dividends can be paid to the Certificate, another account, or by check to the Member
  • Certificate(s) can be used to secure Centric Share loans at the low rate of certificate rate plus 2%
  • Early withdrawal penalty applies*
  • Deposits federally insured up to $250,000 through the NCUA
  • $1,000 minimum opening deposit

 

Get Started

Contact Billy Hance, VP Business Development, Patrick May, AVP Business Services, or Alisha Young, Business Services today, at (318) 340-9656 or email them at bhance@mycentric.org, pmay@mycentric.org, or ayoung@mycentric.org to set up your Centric Choice Business Certificate.

Jumbo Business Certificate

Get rewarded for your success — earn even higher dividends on deposits of $50,000 or more.

Details

  • Pays a higher rate than regular savings
  • Rates are fixed and in effect for the term of the account
  • Terms available from 3 to 60 months
  • Dividends can be paid monthly or at maturity
  • Dividends can be paid to the Certificate, another account, or by check to the Member
  • Certificate(s) can be used to secure Centric Share loans at the low rate of certificate rate plus 2%
  • Early withdrawal penalty applies*
  • Deposits federally insured up to $250,000 through the NCUA
  • $50,000 minimum opening deposit

 

Get Started

Contact Billy Hance, VP Business Development, Patrick May, AVP Business Services, or Alisha Young, Business Services today, at (318) 340-9656 or email them at bhance@mycentric.org, pmay@mycentric.org, or ayoung@mycentric.org to set up your Centric Jumbo Business Certificate.

Email addresses are not a secure means of communication. Do not send personal information (account number, date of birth, social security number, inquiries about your account, or request changes to your account). Visit our Contact Us page to learn how to send that information securely.

*The penalty for early withdrawal is half the term calculated within the number of days worth of dividends.

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