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Become a Member

Don’t Let a Bank Boss You Around

Live Better with Centric Credit Union

Your Local Partner in Financial Wellness

At Centric, we believe financial wellness should be within everyone’s reach: that’s why we created the Live Better Program—offering free financial wellness checks, fun and informative workshops, and even exclusive perks for local businesses… all at no cost. In 2024 alone, we visited 168 community partner businesses, made 240 partner visits, and completed over 5,700 financial wellness checks. And here’s what really sets us apart…

Unlike banks, credit unions give back. We don’t keep profits—we return them to YOU. That means lower loan rates, better savings returns, and real cash in your pocket… like dividends, ATM fee refunds, and cash back rewards. In 2024, Centric returned more than $9.1 million in dividends, plus over $464,000 in cash back, and $206,000 in ATM refunds. Because when you’re a member, you’re not just a customer—you’re an owner.

At Centric, we’re more than just a credit union—we’re a community partner that helps you bank smarter and Live Better! Proudly serving 28 parishes and counties across North Louisiana and Southern Arkansas, we provide the financial solutions you need to reach your goals. And with access to over 5,600 banking centers through our Co-Op Shared Branching Network, your money is always within reach—wherever life takes you!

Centric is a financial cooperative, owned and operated by its members. As a Centric member, you own a share that represents your ownership in the Credit Union. This share provides you with the ability to vote at the shareholders’ annual meeting in elections and other matters presented to the membership.

So why wait?

Join Centric today and start experiencing the freedom, convenience, and personal service you deserve.

It’s time to Live Better.

 

It’s Easy to Join

Membership is open to anyone who lives, works, worships, or attends school — or any businesses and other legal entities located in:*

 
LOUISIANA
Bienville ParishMadison Parish
Caldwell ParishMorehouse Parish
Catahoula ParishNatchitoches Parish
Claiborne ParishOuachita Parish
Concordia ParishRed River Parish
East Carroll ParishRichland Parish
Franklin ParishTensas Parish
Grant ParishUnion Parish
Jackson ParishWebster Parish
LaSalle ParishWest Carroll Parish
Lincoln ParishWinn Parish
 
ARKANSAS
Ashley CountyChicot County
Bradley CountyDrew County
Calhoun CountyUnion County

 

You can become a Member of Centric simply by depositing and maintaining $5 in a Centric savings account and paying a one-time membership fee of $3.

*To qualify for membership, individual must physically live, work, worship or attend school in one of the qualifying parishes/counties. Virtual options do not qualify for membership.