
It’s Easy to Earn Our Highest Rate with Rewards Checking Accounts at Centric!
Earn Better. We make it so easy to earn the highest rate, that you’re probably doing most of these things already. Enrollments must be in place and all of the following transactions and activities must post and settle to your Earn Better checking account during each Monthly Qualification Cycle:
- 12 debit card transactions to post to and settle to the account
- 1 ACH credit (like a direct deposit)
- Enroll in an e-statement.
That covers it! If for some reason you don’t meet the monthly qualifications, don’t worry. Your account is still free and you still earn our base dividend rate. You can get back to earning your full rewards the very next Monthly Qualification Cycle!
Account Perks & Details
- Free checking that pays high dividends
- Earn 4.15% APY on balances up to $20,000*
- Balances exceeding $20,000 earn 0.50% APY
- 0.05% APY* if qualifications aren’t met
- Up to $25 ATM refunds per monthly qualification cycle when member qualifies
- Link to free Save Better to build savings automatically
- No minimum balance to earn rewards
- No monthly service charge
- Pay Better at Centric allows you to access your paycheck before it’s available at traditional banks.
- Free online banking & bill pay
- Free mobile banking with mobile deposit**
- Free e-statements
- Free 24/7 telephone banking
- Free Visa® debit card
- Free access to shared branches all across the country
- Nationwide surcharge-free ATMs
- Free $1,000 term life insurance through TruStage
- Minimum $25 to open
Become a Member >
Print | Share | Questions