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Business Line of Credit

Any kind of business has its ups and downs. Ride out the dips with a convenient line of credit.


  • Competitive rates for a wide range of long-term or seasonal business needs:
    • Seasonal fluctuations
    • Inventory
    • Capitalize on trade discounts
    • Working capital
    • Ongoing updates
    • And more
  • Repayment terms customized to fit your business’s needs
  • Draw what you need, when you need it
  • Reuse without having to reapply
  • Only pay interest on the part that’s used
  • Funds are easily accessible via check, debit card, or in person*
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

Get Started

Contact Matthew Waldroup, SVP Business Development, or Patrick May, AVP Business Services, today at (318) 340-9656 or email them at mwaldroup@mycentric.org orpmay@mycentric.org to set up your Centric Business Line of Credit.

Email addresses are not a secure means of communication. Do not send personal information (account number, date of birth, social security number, inquiries about your account, or request changes to your account). Contact Us to send that information securely.

*Loans subject to credit approval. Request to access line of credit funds must be approved by a member of the Business Service Department. You only pay interest on the part that’s used. Your funds are easily accessible via check, debit card, or in person. See Business Service Representative for more details and qualifications.

Membership eligibility required. Not all applicants will qualify for credit.

Contact Our Business Team

Become A Member

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Matt Waldroup
SVP, Business Services
NMLS #1178014

Erica Wheelis
Business Lending Assistant
Thomas Rd. | West Monroe
NMLS #732756

patrick may photo

Patrick May
VP | Business Services
Thomas Rd. | West Monroe
NMLS #1152768

patrick may photo

Matt Wise
VP | Business Services
MidCity | Monroe
NMLS #2561721

patrick may photo

Kalynda Cook
AVP | Treasury Management
MidCity | Monroe

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