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Business Line of Credit

Any kind of business has its ups and downs. Ride out the dips with a convenient line of credit.


  • Competitive rates for a wide range of long-term or seasonal business needs:
    • Seasonal fluctuations
    • Inventory
    • Capitalize on trade discounts
    • Working capital
    • Ongoing updates
    • And more
  • Repayment terms customized to fit your business’s needs
  • Draw what you need, when you need it
  • Reuse without having to reapply
  • Only pay interest on the part that’s used
  • Funds are easily accessible via check, debit card, or in person*
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

Get Started

Contact Billy Hance, VP Business Development, or Patrick May, AVP Business Services, today at (318) 340-9656 or email them at bhance@mycentric.org orpmay@mycentric.org to set up your Centric Business Line of Credit.

Email addresses are not a secure means of communication. Do not send personal information (account number, date of birth, social security number, inquiries about your account, or request changes to your account). Contact Us to send that information securely.

*Loans subject to credit approval. Request to access line of credit funds must be approved by a member of the Business Service Department. You only pay interest on the part that’s used. Your funds are easily accessible via check, debit card, or in person. See Business Service Representative for more details and qualifications.

Contact Our Business Team

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Matt Waldroup
VP, Business Development
318.340.9656 x 3094

NMLS #1178014

patrick may photo

Patrick May
AVP, Business Services
West Monroe
318.340.9656 x3063

NMLS #1152768

Erica Wheelis
Business Lending Assistant
West Monroe
318.340.9656 x3007

NMLS #732756

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