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Account
Business Share Certificate
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Choice Business Certificate
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Jumbo Business Certificate
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Fees
FREE
FREE
FREE
Best For
Excess Funds
Business Checking Members
Large Deposits
Benefits
  • Pays a higher rate than regular savings
  • Rates are fixed and in effect for the term of the account
  • Certificate(s) can be used to secure Centric Share loans at the low rate of certificate rate plus 2%
  • Deposits federally insured up to $250,000 through the NCUA
  • Pays a higher rate than regular business certificates**
  • Rates are fixed and in effect for the term of the account
  • Certificate(s) can be used to secure Centric Share loans at the low rate of certificate rate plus 2%
  • Deposits federally insured up to $250,000 through the NCUA
  • Pays a higher rate than regular business certificates
  • Rates are fixed and in effect for the term of the account
  • Certificate(s) can be used to secure Centric Share loans at the low rate of certificate rate plus 2%
  • Deposits federally insured up to $250,000 through the NCUA
Terms
Terms range from 3 to 60 monthsTerms range from 3 to 60 monthsTerms range from 3 to 60 months
Early Withdrawal
Early withdrawal penalty applies*Early withdrawal penalty applies*Early withdrawal penalty applies*
Minimum Opening Deposit
$1,000$100$50,000

*The penalty for early withdrawal is half the term calculated within the number of days worth of dividends.

**Only for Members with a Centric business checking account.

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