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Personal Credit Card

Start building your credit history for favorable rates on future loans with a Centric Visa® credit card.*


  • Same day decisioning
  • Competitive fixed rates with simple interest
  • No annual fee
  • 25 day grace period on purchases
  • Accepted worldwide
  • Eligibility based on job tenure, credit history, and income
  • Verified by Visa
  • Earn points for Rewards!


It’s Easy to Earn Rewards!

Earn Rewards! points each time you use your Centric Visa® credit card. Enroll for free and redeem as you wish! Register your account today.


Go Back-to-School with Double Rewards Points on Your Centric Visa®!

Use your Centric VISA® Credit Card* for all your Back-To-School needs! Now through September 30, 2021, earn double rewards points on all qualifying purchases. Watch your points add up, then redeem them when you start your Christmas shopping in a few months!**

*Having a Centric Visa® Credit Card does not automatically guarantee a lower rate on future loans with Centric. Rate subject to credit worthiness at the time of each application. See loan officer for details. Click here for Application and Solicitation Disclosure.

**Qualifying transactions must be purchased transactions and earn at least one point. Returns and ATM transactions are not eligible to earn points. Eligible transactions must be posted and settled to the account by end of business on September 30, 2021 to qualify for rewards. Points will be awarded by October 31, 2021. Gift cards are not sponsors or co-sponsors of this promotion. Must qualify for or currently have a Centric VISA® Credit Card to earn points. See Centric Loan Officer for application details, or visit www.mycentric.org to apply online. Federally insured by NCUA.

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