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Secured Credit Card

Use your savings as collateral to secure a reduced rate with the Centric Credit Builder Visa® credit card.

Pay local. Build local.


With an easy application process, you’ll experience local servicing with same-day decisions.

















Benefits Include:

  • Reduced, fixed interest rates
  • Use your Centric savings as collateral
  • 25 day grace period on purchases
  • Accepted worldwide
  • Eligibility based on job tenure, credit history, and income
  • Earn points for Rewards!



It’s Easy to Earn Rewards!

Earn Rewards! points each time you use your Centric Visa® credit card. Enroll for free and redeem as you wish! Register your account today!

*Having a Centric Visa® Credit Card does not automatically guarantee a lower rate on future loans with Centric. Rate subject to credit qualification, not all will qualify. See loan officer for details​. Click here for Application and Solicitation Disclosure.

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