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Secured credit cards are a smart choice for boosting your credit score. By using them responsibly, you can steadily increase your credit rating. Eventually, this can qualify you for unsecured credit cards and even bigger loans, like for a car or a house!
WHAT IS A SECURED CREDIT CARD & HOW DOES IT WORK?
- Perfect for folks with low credit scores or no credit history
- You kick things off by putting down a cash deposit
- It acts just like a regular credit card—go ahead, swipe away!
- It’s your ticket to building up your credit history over time
BENEFITS OF A SECURED CREDIT CARD
- Reduced, fixed interest rates
- Use your Centric savings as collateral
- 25-day grace period on purchases
- Accepted worldwide
- Eligibility based on job tenure, credit history, and income
- Earn points for Rewards!
EARN REWARDS!
It’s Easy to Earn Rewards!
Earn Rewards! points each time you use your Centric Visa® credit card. Enroll for free and redeem as you wish! Register your account today!
*Having a Centric Visa® Credit Card does not automatically guarantee a lower rate on future loans with Centric. Rate subject to credit qualification, not all will qualify. See loan officer for details. Click here for Application and Solicitation Disclosure.
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This credit union is federally insured by the National Credit Union Administration.
