It’s Easy to Get Paid Cash Back
Getting your full rewards is easy with Spend Better – Centric’s cash back checking account! In fact, the things you have to do to “qualify” are the things that make banking easier anyway. Enrollments must be in place and all of the following transactions and activities must post and settle to your Spend Better account during each Monthly Qualification Cycle:
- 12 debit card transactions to post to and settle to the account
- 1 ACH credit (like a direct deposit)
- Enroll in an e-statement.
That covers it! If for some reason you don’t meet the monthly qualifications, don’t worry. Your account is still free, and you can get back to earning your full rewards the very next Monthly Qualification Cycle!
Details
- Free checking that pays you back
- 2.00% cash back up to $300 in debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $300 in purchases monthly
- Maximum cash back per month is $6 when member qualifies
- Up to $25 ATM refunds per monthly qualification cycle when member qualifies
- Link to free Save Better to build savings automatically
- No minimum balance to earn rewards
- No monthly service charge
- Pay Better at Centric allows you to access your paycheck before it’s available at traditional banks.
- Free online banking & bill pay
- Free mobile banking with mobile deposit**
- Free e-statements
- Free 24/7 telephone banking
- Free Visa® debit card
- Free access to shared branches all across the country
- Nationwide surcharge-free ATMs
- Free $1,000 term life insurance through TruStage
- Minimum $25 to open
*Rewards accurate as of 9/01/2024. Rates may change after account is opened. Minimum to open is $25.00 for Spend Better Checking and $25.00 for Save Better. For Spend Better Checking, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) 2.00% cash rewards for all debit card transactions not exceeding $300. Maximum cash back total in a monthly qualifying cycle is $6.00. Qualifying transactions include 12 debit card transactions, (1) ACH Deposit or ACH credit transaction, Enroll in an e-statement. Qualifying transactions must post to and settle to the Spend Better Checking account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means the first day of the month to the last day of the month. Fees could reduce earnings. Membership eligibility required. Federally insured by NCUA. **Wireless carrier data rates may apply.
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