Auto Loans
| Term | Interest Rates as Low As†| Monthly Payment per $1000 | Financed |
|---|---|---|---|
| 0-24 Months | 4.00% APR | $42.22 | New (Non Real Estate) |
| 25-36 Months | 4.25% APR | $29.64 | New (Non Real Estate) |
| 37-48 Months | 4.50% APR | $22.81 | New (Non Real Estate) |
| 49-60 Months | 4.75% APR | $18.76 | New (Non Real Estate) |
| 61-72 Months | 5.00% APR | $1611 | New (Non Real Estate) |
| 73-84 Months | 5.25% APR | $14.26 | New (Non Real Estate) |
| 85-96 Months | 5.75% APR | $13.03 | New (Non Real Estate) |
†Loan rates are dependent on the following: Member has direct deposit in share draft account | Member agrees to auto-pay
APR Subject to the following: Credit Approval | Membership Eligibility Required | Not all applicants will qualify for the lowest rate.
Other Secured Loans
| Term | Interest Rates as Low As†| Monthly Payment per $1000 | Financed |
|---|---|---|---|
| 0-24 Months | 5.25% APR | $43.99 | New (Non Real Estate) |
| 25-36 Months | 5.50% APR | $30.20 | New (Non Real Estate) |
| 37-48 Months | 5.75% APR | $23.38 | New (Non Real Estate) |
| 49-60 Months | 6.00% APR | $19.34 | New (Non Real Estate) |
| 61-72 Months | 6.25% APR | $16.70 | New (Non Real Estate) |
| 73-84 Months | 6.50% APR | $14.86 | New (Non Real Estate) |
| 85-96 Months | 7.00% APR | $13.64 | New (Non Real Estate) |
†Loan rates are dependent on the following: Member has direct deposit in share draft account | Member agrees to auto-pay
APR Subject to the following: Credit Approval | Membership Eligibility Required | Not all applicants will qualify for the lowest rate.
Personal Loan
| Type | Interest Rates As Low As |
|---|---|
| Signature Loan | 8.95% APR |
| Share Secured | 3% above current Basic Savings Rate |
| Share Certificate Secured | 2% above earning Share Certificate Rate |
APR Subject to the following: Credit Approval | Membership Eligibility Required | Not all applicants will qualify for the lowest rate.
Spend Better
Free checking account that pays 2% cash back on qualifying debit card purchases up to $300. Maximum $6 cash back per qualification cycle.*
To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Spend Better account during each Monthly Qualification Cycle: 12 debit card transactions to post to and settle to the account | 1 ACH credit (like a direct deposit) | Enroll in an e-statement
- Â
Earn Better
| Balance | Dividend Rates | APY |
|---|---|---|
| Balances up to $20,000 | 4.073% | 4.150% |
To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Earn Better account during each Monthly Qualification Cycle: 12 debit card transactions to post to and settle to the account | 1 ACH credit (like a direct deposit) | Enroll in an e-statement
- Â
Max Money Account
| Minimum Balance Required to Earn Dividends | Dividends Rates | APY |
|---|---|---|
| $0 - $2,499 (Service Fee $6) | 0.509% | 0.510% |
| $2,500 - $4,999 | 0.648% | 0.650% |
| $5,000 - $19,999 | 0.747% | 0.750% |
| $20,000+ | 0.847% | 0.850% |
Personal Savings
| Account | Minimum Balance Required to Earn Dividends | Dividends Rates | APY |
|---|---|---|---|
| Basic Savings | $200 | 0.499% | 0.500% |
| Youth Savings Age 17 & under (Kidz Saver) | $25 | 0.747% | 0.750% |
| Club Accounts Limited Access (Santa Saver, Vacation Club) | $25 | 0.747% | 0.750% |
| Traditional Individual Retirement Account (IRA) | $200 | 1.243% | 1.250% |
| ROTH IRA | $200 | 1.243% | 1.250% |
For Vacation Savers accounts, the entire balance will be transferred to another account of yours on or after April 1 and the account will remain open. For Santa Savers accounts, the entire balance will be transferred to another account of yours on or after October 1 and the account will remain open. Early withdrawals from either account will be subject to a $15 early withdrawal fee.
Save Better
| Balance | Dividends Rates | APY |
|---|---|---|
| Balances up to $50,000 | 1.992% | 2.010% |
To earn your rewards, enrollments must be in place and all of the following transactions and activities must post and settle to your Save Better account during each Monthly Qualification Cycle: 12 debit card transactions to post to and settle to the account | 1 ACH credit (like a direct deposit) | Enroll in an e-statement
IRA Certificate
| Term | Minimum Balance Required to Earn Dividends | Dividends Rates | APY |
|---|---|---|---|
| 12 Months | $1,000 | 2.570% | 2.600% |
| 15 Months - Special | $1,000 | 3.203% | 3.250% |
| 18 Months | $1,000 | 2.765% | 2.800% |
| 24 Months | $1,000 | 2.862% | 2.900% |
| 36 Months | $1,000 | 3.057% | 3.100% |
| 48 Months | $1,000 | 3.154% | 3.200% |
| 60 Months | $1,000 | 3.251% | 3.300% |
Penalty for early withdrawal.
Regular Certificate
| Term | Minimum Balance Required to Earn Dividends | Dividends Rates | APY |
|---|---|---|---|
| 6 Months | $1,000 | 2.080% | 2.100% |
| 12 Months | $1,000 | 2.374% | 2.400% |
| 15 Months - Special | $1,000 | 3.008% | 3.050% |
| 18 Months | $1,000 | 2.570% | 2.600% |
| 24 Months | $1,000 | 2.667% | 2.700% |
| 36 Months | $1,000 | 2.862% | 2.900% |
| 48 Months | $1,000 | 2.960% | 3.000% |
| 60 Months | $1,000 | 3.057% | 3.100% |
Penalty for early withdrawal.
Jumbo Certificate
| Term | Minimum Balance Required to Earn Dividends | Dividends Rates | APY |
|---|---|---|---|
| 6 Months | $50,000 | 2.178% | 2.200% |
| 12 Months | $50,000 | 2.472% | 2.500% |
| 15 Months - Special | $50,000 | 3.105% | 3.150% |
| 18 Months | $50,000 | 2.667% | 2.700% |
| 24 Months | $50,000 | 2.765% | 2.800% |
| 36 Months | $50,000 | 2.960% | 3.000% |
| 48 Months | $50,000 | 3.057% | 3.100% |
| 60 Months | $50,000 | 3.154% | 3.200% |
Penalty for early withdrawal.
Business Checking Plus
| Minimum Balance Required to Earn Dividends | Dividends Rates | APY |
|---|---|---|
| $0 - $2,499 | 0.001% | 0.001% |
| $2,500 - $9,999 | 0.499% | 0.500% |
| $10,000 - $24,999 | 0.539% | 0.540% |
| $25,000 - $49,999 | 0.578% | 0.580% |
| $50,000+ | 0.618% | 0.620% |
$12 Monthly Service Fee if Balance falls below $2,500.00
Business Max Money Account
| Minimum Balance Required to Earn Dividends | Dividends Rates | APY |
|---|---|---|
| $0 - $9,999 | 0.509% | 0.510% |
| $10,000 - $49,999 | 0.648% | 0.650% |
| $50,000 - $99,999 | 0.747% | 0.750% |
| $100,000 - $249,999 | 0.847% | 0.850% |
| $250,000+ | 0.946% | 0.950% |
$12 Monthly Service Fee if Balance falls below 4,000.000.
Business Savings
Account Minimum Balance Required to Earn Dividends Dividends Rates APY
Basic Savings $200 0.499% 0.500%
Special A Shares $200 0.499% 0.500%
Special B Shares $200 0.499% 0.500%
Special C Shares
$200 0.499% 0.500%
Business Share Certificate
| Term | Minimum Balance Required to Earn Dividends | Dividends Rates | APY |
|---|---|---|---|
| 6 Months | $1,000 | 2.080% | 2.100% |
| 12 Months | $1,000 | 2.374% | 2.400% |
| 15 Months - Special | $1,000 | 3.008% | 3.050% |
| 18 Months | $1,000 | 2.570% | 2.600% |
| 24 Months | $1,000 | 2.667% | 2.700% |
| 36 Months | $1,000 | 2.862% | 2.900% |
| 48 Months | $1,000 | 2.960% | 3.000% |
| 60 Months | $1,000 | 3.057% | 3.100% |
Penalty for early withdrawal
Business Jumbo Certificate
| Term | Minimum Balance Required to Earn Dividends | Dividends Rates | APY |
|---|---|---|---|
| 6 Months | $50,000 | 2.178% | 2.200% |
| 12 Months | $50,000 | 2.472% | 2.500% |
| 15 Months - Special | $50,000 | 3.105% | 3.150% |
| 18 Months | $50,000 | 2.667% | 2.700% |
| 24 Months | $50,000 | 2.765% | 2.800% |
| 36 Months | $50,000 | 2.960% | 3.000% |
| 48 Months | $50,000 | 3.057% | 3.100% |
| 60 Months | $50,000 | 3.154% | 3.200% |
Penalty for early withdrawal
Connect With Us!
This credit union is federally insured by the National Credit Union Administration.
