| Membership Fee | |
| Membership Application Fee | $3 |
| Per Value of One Share | $5 |
| Share Savings Accounts | |
| Basic Savings and Kidz Saver | 3 Free withdrawals per month $5/transaction if more than 2 withdrawals |
| Santa / Vacation Savers | Early withdrawal penalty of $15 |
| Checking Accounts |
|
| Basic Checking | 1 Free per Member |
| Additional Basic Checking Account(s) | $6/month if balance falls below $500 |
| Max Money Checking | $8/month if balance falls below $2,500 $5/withdrawals over two (2) |
| Other Account Fees | |
| NSF (Paid or Returned) | $28/item |
| Overdraft Transfer | $5 per transfer |
| Stop Payment (checks & ACH) | $28/item |
| Stop Payment (Bill Payer Item) | $30/request |
| Deposited Item Return | $28/item (for consumer) $5/item (for business account) |
| Account Closed within 90 days | $5 |
| Inactive Savings Account* | $3/month *Applies to Members with no activity for 1 year, a total relationship of less than $200, and/or no active loan. |
| Account Reconciliation | $20/hour |
| Account Research | $20/hour |
| Statement Copy | $5/copy Additional $0.50 if mailed |
| Account Activity Update | $3/printout (plus an additional $0.50 if mailed) |
| Check Photocopies | First ten (10) are free, Subsequent copies $3/check |
| Bill Payer Payment Photocopies | $15/item |
| Legal Process | $25/item |
| Wire Transfer (Domestic) | $8/incoming, $15/outgoing |
| Wire Transfer (Foreign) | $40/outgoing |
| Photo copies | $0.25/Page |
| Debit Card/ATM Fees | |
| ATM Withdrawal/Transfer | $1/item at nonproprietary ATMs |
| Additional/replacement cards | 2 Free then $5/card |
| Basic Business Checking | FREE |
| Business Checking Plus | $12/month if balance falls below $2,500 |
| Business Money Market | $12/month if balance falls below $4,000 |
| Processed Basic Business Checking items | 200 Free per month then $0.25/item |
| Processed Business Checking Plus items | 300 Free per month then $0.25/item |
| Business Money Market transactions | 6 Free per month then $5/additional transfer/withdrawal |
| Other Service Fees |
|
| Check Cashing | $5/check if member does not have a checking, loan or $200 balance in shares |
| Money Order | $2/order |
| Official Check | $5/check |
| Fax Service | $3 |
| Checks Made Payable to Others | $5/check |
| Change of Ownership | $5/item |
| Return Address | $5/month |
| P.O. Notification Update Address | $1 |
| Tax Levy | $25/assessment |
| Loan Processing Fees | |
| Unsecured & Share Loan | $35 |
| Secured Loan | $50 |
| Safe Deposit Box Fees | |
| Annual Rental Size 3x5 | $20/year |
| Annual Rental Size 5x5 | $25/year |
| Annual Rental Size 3x10 | $30/year |
| Annual Rental Size 5x10 | $50/year |
| Annual Rental Size 10x10 | $80/year |
| Change of Locks | Cost incurred |
| Drilling of Boxes | Cost incurred |
| Complimentary Services | |
| Vehicle Pricing | FREE |
| Notary Service | FREE (Optional: $5 donation to Scholarship Fund) |
| Telephone Banking | FREE |
| MyCentric Online Banking Access | FREE |
| Bill Payer Payments/Access | FREE |
| Medallion Stamp | FREE |
This credit union is federally insured by the National Credit Union Administration.
