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Auto Loan Detail

Get going by applying for free pre-approval, and enjoy local processing — plus some of the lowest rates in Louisiana.

Auto Loan Details

  • Competitively low, fixed rates on new or used vehicles
    • Up to 96 months on new or used autos
    • Up to 125% financing available on new autos
    • Up to 125% NADA value financing on used autos
  • A wide range of terms customized to your unique situation
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate


Online Car Buying Program

Take a virtual tour of the car you’ve been dreaming of with our online car-buying program. When you visit the online car-buying program, you will learn:

  • The Safety ratings on the vehicle you’re searching for!
  • Expected value of the vehicle.
  • Review the vehicle history report.
  • And so much more!


Auto Warranty

As a Centric Member, you can save as much as 50% off an extended warranty for your new or used vehicle financed through Centric.

Extended warranties are available for all makes and models of vehicles, up to 100,000 miles, and benefits include allowances for roadside assistance, rental car reimbursement, trip interruption, and manufacturer’s deductible reimbursement.

View our Coverage Benefits brochure (PDF), offered through Mercury Mechanical Protection.


“Words don’t do justice for the exceptional job Centric and its employees do! I am so grateful that I decided to become a member and finance my new vehicle through Centric, with the help and hard work of Mrs. Dakne and the entire Ruston team! The moment I walked in the door, I was greeted with smiles and friendly faces. Throughout the entire process, I always knew that I had a great group of people working together to help make my dream a reality. Centric takes care of business, but they also take care of their members who become family, and I am honored to be a part of it. I’ll tell anyone with no hesitation, that Mrs. Dakne and her team at Centric are who you want by your side. They WILL get the job done and make you their priority no matter what. They’re passionate about what they do and take pride in how they do it! Thank you, Centric Ruston!”
– Dee Fleming



“I would like to thank Centric for helping me out. From day one, they made me feel like I was family to them. It seemed like when I was struggling to find something, they felt the same struggle. Ms. Saucer called me almost every day checking on me. At the end of the day patience was the key to success. I would love to send out a special ‘thank you’ to Ms. Dakne and her team. Thank y’aII so much! ”
– Brian Brantley


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