DETAILS
- Competitive rates for a number of personal needs:
- Vehicle repairs or updates
- Family vacation
- Education expenses
- Personal projects
- And more!
- Flexible terms for affordable payment plans
- Loans based on job tenure, credit history, and income
- Ability to make auto-payments
- Local North Louisiana decision-making and processing
- Attentive, friendly service from start to finish
Loan Options
Signature Loan
- Unsecured loan (no collateral required)
- Fixed interest rate
- Payments can be made with automatic transfer
Share Secured Loan
- Secured with your Centric Share Savings Account
- Loan amount determined by balance of account used as collateral
- Fixed interest rate
- Interest rate is 3% above dividend rate of funds to be secured
- Payments can be made with automatic transfer
Share Certificate Secured Loan
- Secured with your Share Certificate Account
- Loan amount determined by balance of account used as collateral
- Fixed interest rate
- Interest rate is 2% above dividend rate of funds to be secured
- Terms determined by maturity date of Certificate
- Payments can be made with automatic transfer
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