Episode 103: Mortgages and Home Buying
Mortgages and Home Buying
Homeownership is a large goal for a lot of families. Casey and Kathy share a little about mortgages and the process you must go through to buy a home. They discuss how to apply for a mortgage and ultimately how to achieve homeownership.
Casey shares her personal story of applying for a new home and how building a good working relationship with your lender can make the process run easier. As she and Kathy talk, they share a wealth of knowledge on all sides of mortgages.
Mortgage has been Kathy’s thing for at least 5 years. She has personally gone through the process and also speaks to the level of trust that has to be created between the Financial Institution and the member. She shares a few common items to make sure you have on hand when applying and why those documents are so important. There are several types of home loans that you may qualify for. Every family is different. Kathy discusses details on each and why the different ones might benefit each person differently. Credit tips on preparing for a big purchase like a home and shared as well as how to keep that score in good standing throughout the process. Kathy talks about the length of time for something like this to take place from beginning to end.
Home buying is a big deal! Take the time to sit down and find out what is right for your family. Get pre-approved by reaching out to our Mortgage center so you can begin shopping! You can reach out by emailing the department at Mortgage@MyCentric.org or by calling at 318-340-9656. You may also visit us online at www.MyCentric.org for more information.
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