
Live Better Accounts
Accounts designed with you in mind. You can choose from our Earn Better account, which pays dividends on your balance, or our Spend Better account, which earns cash back every month. Combine those with our Save Better account, and you’re building a strong financial future while doing things you’re probably already doing.*
Earn Better
Save Better
Spend Better
Lending Solutions
Centric offers loans for just about anything. From a new home to that lawnmower your spouse has been wanting for years, we have a lending solution and an expert loan officer to guide you through the entire process.**
Planning for the Future
Certificates
Retirement & Investments
Pay Better
Direct Deposit
Get paid up to two days sooner with Centric***
Free Financial Wellness Check
*Rewards accurate as of 9/01/2024. Rates may change after account is opened. Minimum to open is $25.00 for Spend Better Checking and $25.00 for Save Better. For Spend Better Checking, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $25 ($4.99 per single transaction) and credited to account on the last day of monthly statement cycle; (2) 2.00% cash rewards for all debit card transactions not exceeding $300. Maximum cash back total in a monthly qualifying cycle is $6.00. Qualifying transactions include 12 debit card transactions, (1) ACH Deposit or ACH credit transaction, Enroll in an e-statement. Qualifying transactions must post to and settle to the Spend Better Checking account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means the first day of the month to the last day of the month. Fees could reduce earnings. Membership eligibility required. Federally insured by NCUA. Wireless carrier data rates may apply.
**Subject to approval. Not all will qualify. See loan officer for qualifications.
*** Subject to employer and/or payer terms and conditions. Centric will generally post payroll direct deposits on the day they are received, which may be earlier than the scheduled posting date. Other exceptions may apply. See Credit Union for details.