USDA Loans (B&I)

USDA Loans with Centric give companies in rural areas the opportunity to receive a loan
with favorable rates and terms, that might not otherwise be available.

DETAILS

Designed for the needs of small businesses located in qualifying rural areas*
Eligible uses include but are not limited to:
- Business conversion, enlargement, repair, modernization, or development
- Purchase and development of land, easements, rights-of-way, buildings, or facilities
- Purchase of equipment, leasehold improvements, machinery, supplies, or inventory
- Debt refinancing when new jobs will be created and other conditions are met
- Business and industrial acquisitions when the loan will keep the business from closing and/or save or create jobs
Available in loan amounts up to $25 million
Backed by the United States Department of Agriculture (USDA)
Loan terms between 7 and 30 years
Affordable payment plans
Easy to apply
Competitive rates
Flexible terms

Subject to credit approval. Terms and conditions may apply. Membership eligibility required. Not all applicants will qualify for credit.

*Qualifying rural areas as defined by the USDA.

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