Holiday Scam Prevention Tips
By Ann Davidson, Vice President of Risk Consulting, Allied Solutions
Scam Prevention Tips for Members:
- Always use your chip card when shopping in store.
- Check your financial accounts regularly to confirm you recognize all listed transactions.
- Create unique, complex passwords for all of your secure accounts.
- Sign up for additional account verification and protection methods whenever offered (i.e. a security question or unique login code via phone/text/email).
- Sign up for text/email/phone notifications through your credit union or other verified sources (i.e. the Mint app) to receive immediate transaction alerts.
- Immediately contact your credit union to report suspicious card activity; if given the option, turn your card off immediately.
- If you receive a phone call or text claiming to be from Centric and asking for personal or financial information, call Centric directly at 318.340.9656 to verify the request before providing any info.
- Don’t click or open an attachment if you don’t know the email sender.
- If you receive a suspicious email or attachment from an email sender you know, send a new email to the individual to verify they sent it before opening.
- Do not send or respond to an email where the listed email address redirects you to a different email address when replying.
- Be careful when downloading unfamiliar retailer/shopping apps, as fake apps are created to steal your information, especially during the holidays.
- Be on the lookout for fake charity scams, which ramp up after catastrophes and during the holidays; verify the legitimacy of a charity before contributing to any donation requests from an unknown source.
- When using P2P payment apps like Venmo or Zelle, make sure you know for sure who you are sending money to before paying anyone.
- Be aware of “sweetheart scams” where a stranger reaches out with a claim of romantic interest, and then eventually asks for your money or financial information.
- Purchase gift cards in store or even through your credit union, to avoid empty gift card scams.
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